Originally Posted by 2Dogs
It's pretty obvious you don't understand credit scores to ask a dumb question like that. There could be various reasons his score is in the low 600's but time one the job, debt to income, and previous mortgages have a lot to do with a house or auto loan. But if it's you that has the 620 score the answer is no, lives with girl friends parents, can't provide proof of income, and we could go on and on.
LOL, I have no debt nor is my credit score as low as 620. But thanks for playing.
A person with a credit score of 620 should have to put down at least 30 to 50 percent down. Subprime mortgages worked out so well last time, that you are ok with it happening again.